How to say no to others?

Lately, I have had a friend who wants to borrow money from someone else, he wants to put my name on it, of course, I don’t agree with him, it’s hard to get a debt.

After that he avoided me, I don’t know if it was because he used that I always say yes every time he ask a favor.
It was hard for me to say no at first but in the end, I choose not to risk my life.


Learning to say no to others can be challenging, especially if you’re someone who likes to please others or avoid conflict. However, setting boundaries and saying no when necessary is an important part of self-care and maintaining healthy relationships.

Start by expressing your gratitude for the opportunity or invitation, but then clearly and respectfully state that you are unable to accept.

Saying no can be uncomfortable, so practice doing it in low-stakes situations to build your confidence.

When saying no, be direct and to the point. Avoid giving long explanations or excuses, as this can make it harder for the other person to accept your response.

If possible, offer an alternative solution or suggest someone else who may be able to help. This shows that you are still willing to assist in some way.